SWP Calculator
Estimate your monthly income from investments and see how long your corpus can sustain systematic withdrawals.
Regular Monthly Income
Receive a predictable cash flow similar to a pension.
Tax Efficient Withdrawals
Only the capital gains portion is taxed, not the entire withdrawal.
Capital Growth Potential
Remaining corpus continues to earn market returns.
Flexible Withdrawals
Increase, decrease, or stop withdrawals anytime.
How SWP Works
Systematic Withdrawal Plan allows you to receive a fixed monthly income from your investment corpus.
Build a Corpus
Invest a lumpsum amount in mutual funds to create a retirement corpus.
Start Withdrawals
Withdraw a fixed amount every month as regular income.
Earn Returns
The remaining corpus continues to generate returns.
Sustainable Income
Proper withdrawal planning ensures long-term income stability.
Frequently Asked Questions
Everything you need to know about SWP investing.
What is SWP?
A Systematic Withdrawal Plan allows you to withdraw a fixed amount regularly from your mutual fund investments.
Is SWP better than FD interest?
SWP can provide higher tax-efficient income compared to traditional fixed deposits.
Can SWP run out of money?
Yes, if withdrawal amount is too high relative to returns and corpus.
Is SWP suitable for retirement?
Yes, it is commonly used to generate retirement income.
What is a safe withdrawal rate?
Typically 3–4% annually is considered sustainable for long-term withdrawals.
Still have questions?
Our advisors help you design a sustainable SWP strategy to generate tax-efficient monthly income while preserving your capital.